diff --git a/package.json b/package.json
index c269053..7c8922f 100644
--- a/package.json
+++ b/package.json
@@ -1,5 +1,5 @@
 {
-  "name": "ts-module-default",
+  "name": "@itsericwoodward/utils",
   "version": "0.1.0",
   "description": "",
   "main": "./lib/cjs/index.js",
@@ -24,12 +24,12 @@
   "license": "MIT",
   "repository": {
     "type": "git",
-    "url": "https://git.itsericwoodward.com/eric/ts-npm-module-default.git"
+    "url": "https://git.itsericwoodward.com/eric/utils.git"
   },
   "bugs": {
-    "url": "https://git.itsericwoodward.com/eric/ts-npm-module-default/issues"
+    "url": "https://git.itsericwoodward.com/eric/utils/issues"
   },
-  "homepage": "https://git.itsericwoodward.com/eric/ts-npm-module-default#readme",
+  "homepage": "https://git.itsericwoodward.com/eric/utils#readme",
   "keywords": [],
   "devDependencies": {
     "@tsconfig/node20": "^20.1.2",
diff --git a/src/index.ts b/src/index.ts
new file mode 100644
index 0000000..092dbff
--- /dev/null
+++ b/src/index.ts
@@ -0,0 +1,2 @@
+export * from "./utils.js";
+export { default as loadConfig } from "./loadConfig.js";
diff --git a/src/loadConfig.ts b/src/loadConfig.ts
new file mode 100644
index 0000000..da1755f
--- /dev/null
+++ b/src/loadConfig.ts
@@ -0,0 +1,50 @@
+import path from "path";
+
+import {
+	convertCamelToUpperSnakeCase,
+	getDirname,
+	readJsonIfExists,
+} from "./utils";
+
+export default <T>(
+	opts: Partial<T>,
+	envKey: string,
+	localDefaultFilePath = ""
+) => {
+	const { env } = process,
+		{ __dirname } = getDirname(),
+		def = readJsonIfExists(
+			path.join(__dirname, localDefaultFilePath || "./defaults.json5")
+		),
+		// gets value from ENV || options || defaults (in that order)
+		getVal = (envName: keyof T) => {
+			const snakeEnvName = `${envKey}_${convertCamelToUpperSnakeCase(
+				envName as string
+			)}`;
+			if (env[snakeEnvName]) return env[snakeEnvName];
+			if (opts[envName]) return opts[envName];
+			return def[envName];
+		},
+		// gets array from ENV || options || defaults (in that order)
+		getArray = (envName: keyof T, optName: keyof T | "" = "") => {
+			let newEnvName;
+			if (optName === "") {
+				optName = envName;
+				newEnvName = convertCamelToUpperSnakeCase(envName as string);
+			}
+			newEnvName = `${envKey}_${String(envName)}`;
+			if (env[newEnvName])
+				return env?.[newEnvName as keyof typeof env]?.split(path.delimiter);
+			if (Array.isArray(opts[optName]) && (opts[optName] as []).length)
+				return opts[optName];
+			return def[optName];
+		};
+
+	return {
+		...Object.keys(def).reduce((acc: Partial<typeof def>, curr) => {
+			if (Array.isArray(def[curr])) acc[curr] = getArray(curr as keyof T);
+			else acc[curr] = getVal(curr as keyof T);
+			return acc;
+		}, {}),
+	};
+};
diff --git a/src/utils.ts b/src/utils.ts
new file mode 100644
index 0000000..5c19874
--- /dev/null
+++ b/src/utils.ts
@@ -0,0 +1,67 @@
+import chalk from "chalk";
+import fs from "fs";
+import json5 from "json5";
+
+export interface ErrorWithCode {
+	code: string;
+}
+
+export const convertCamelToUpperSnakeCase = (str: string) =>
+	str.replace(/[A-Z]/g, (letter) => `_${letter}`).toUpperCase();
+
+/**
+ * From: https://www.webmanajemen.com/2022/05/use-import-meta-cjs.html
+ */
+export const getDirname = () => {
+	// get the stack
+	const { stack } = new Error();
+	// get the third line (the original invoker)
+	const invokeFileLine = (stack || "").split(`\n`)[2];
+	// match the file url from file://(.+.(ts|js)) and get the first capturing group
+	const __filename = (invokeFileLine.match(/file:\/\/(.+.(ts|js))/) ||
+		[])[1].slice(1);
+	// match the file URL from file://(.+)/ and get the first capturing group
+	//     the (.+) is a greedy quantifier and will make the RegExp expand to the largest match
+	const __dirname = (invokeFileLine.match(/file:\/\/(.+)\//) || [])[1].slice(1);
+	return { __dirname, __filename };
+};
+
+export const getTime = () => {
+	const now = new Date(),
+		tzo = -now.getTimezoneOffset(),
+		dif = tzo >= 0 ? "+" : "-",
+		pad = (num: number) => {
+			const norm = Math.floor(Math.abs(num));
+			return `${norm < 10 ? "0" : ""}${norm}`;
+		};
+	return [
+		now.getFullYear(),
+		"-",
+		pad(now.getMonth() + 1),
+		"-",
+		pad(now.getDate()),
+		"T",
+		pad(now.getHours()),
+		":",
+		pad(now.getMinutes()),
+		":",
+		pad(now.getSeconds()),
+		dif,
+		pad(tzo / 60),
+		":",
+		pad(tzo % 60),
+	].join("");
+};
+
+export const log = (...msg: unknown[]) =>
+	console.log(`${chalk.grey(`${getTime()}:`)} ${msg}`);
+
+export const readJsonIfExists = (filePath: string | URL) => {
+	try {
+		return json5.parse(fs.readFileSync(filePath, { encoding: "utf8" }));
+	} catch (err) {
+		// if no file, return empty object
+		if ((err as ErrorWithCode)?.code === "ENOENT") return {};
+		throw err;
+	}
+};
diff --git a/tsconfig-cjs.json b/tsconfig-cjs.json
index 10a2cac..338edd0 100644
--- a/tsconfig-cjs.json
+++ b/tsconfig-cjs.json
@@ -2,7 +2,7 @@
     "extends": "./tsconfig.json",
     "compilerOptions": {
       "module": "CommonJS",
-      "moduleResolution": "Classic",
+      "moduleResolution": "Node10",
       "outDir": "./lib/cjs"
     },
   }
\ No newline at end of file
diff --git a/tsconfig.json b/tsconfig.json
index b7cfb80..8a2dda5 100644
--- a/tsconfig.json
+++ b/tsconfig.json
@@ -1,5 +1,5 @@
 {
-  "extends": "@tsconfig/node18/tsconfig.json",
+  "extends": "@tsconfig/node20/tsconfig.json",
   "compilerOptions": {
     /* Visit https://aka.ms/tsconfig to read more about this file */
 
@@ -9,7 +9,7 @@
 
     // values from https://github.com/tsconfig/bases#centralized-recommendations-for-tsconfig-bases
     "module": "Node16",
-    "moduleResolution": "node16",
+    "moduleResolution": "Node16",
 
     "declaration": true,                              /* Generate .d.ts files from TypeScript and JavaScript files in your project. */
     "declarationMap": true,                           /* Create sourcemaps for d.ts files. */